Welcome to your charming 4-bedroom, 2-bathroom brick home nestled in the heart of Loxley. This well-maintained residence boasts 1903 square feet of living space, offering a perfect blend of comfort and style. Built in 2007, the property reflects modern construction standards while maintaining a timeless appeal. Kitchen appliances are 1.5 yrs old and energy efficient. (gas stove, microwave, refrigerator, and dishwasher.) As you approach, the curb appeal is evident with the classic and durable brick exterior. The home features a 2-car garage, providing convenience and protection for your vehicles. The quiet neighborhood sets the stage for peaceful living, ensuring a tranquil and relaxing atmosphere for you and your family. Step inside, and you'll be greeted by an open floor plan that enhances the sense of space and connectivity. The layout is thoughtfully designed to accommodate both everyday living and entertaining guests. The 4 bedrooms offer flexibility for a growing family or the option to create a home office or guest room. One exceptional feature of this property is its access to 40 acres on Lake Raynagua. This not only expands your living space but also opens up opportunities for outdoor activities and enjoying the serene beauty of the lake. Whether it's fishing, boating, or simply taking a leisurely stroll along the shores, the lake access adds a unique and valuable dimension to your lifestyle. Seller is offering $5k in buyer closing cost and prepaids.